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	<title>San Diego real estate market blog &#187; short sales</title>
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	<link>http://www.brokerforyou.com/brokerforyou</link>
	<description>San Diego real estate market blog - San Diego real estate market &#039;Inside&#039; views &#38; opinion</description>
	<lastBuildDate>Fri, 30 Jul 2010 15:33:07 +0000</lastBuildDate>
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		<title>Improvement in Real Estate Short Sales</title>
		<link>http://www.brokerforyou.com/brokerforyou/improvement-in-real-estate-short-sales.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/improvement-in-real-estate-short-sales.html#comments</comments>
		<pubDate>Thu, 17 Jun 2010 14:40:13 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Home Affordable Foreclosure Alternatives]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=3474</guid>
		<description><![CDATA[The Home Affordable Foreclosure Alternatives (HAFA) program, announced in November 2009 and fully implemented April 5, is the government’s answer to the problem. It’s a supplement to the February 2009 Home Affordable Modification Program (HAMP) that outlines a separate set of criteria for short sales or deeds-in-lieu to address the group of homeowners who are [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<title>California SHORT SALE TIP</title>
		<link>http://www.brokerforyou.com/brokerforyou/california-short-sale-tip.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/california-short-sale-tip.html#comments</comments>
		<pubDate>Tue, 01 Jun 2010 14:50:55 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[California short sales]]></category>
		<category><![CDATA[Mortgage Debt Relief Act]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[short sale advice]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=3338</guid>
		<description><![CDATA[In 2007 the federal government enacted the Mortgage Debt Relief Act which generally allows taxpayers to exclude income from the discharge of debt on their principal residence, with certain caps and restrictions. Residents of California have recently been afforded similar benefits. You can get further details at the California Franchise Tax Board&#8217;s site: http://www.ftb.ca.gov/aboutFTB/Newsroom/Mortgage_Debt_Relief_Law.shtml The [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Home Foreclosure Help &#8211; Home Affordable Foreclosures Alternatives</title>
		<link>http://www.brokerforyou.com/brokerforyou/home-foreclosure-help-home-affordable-foreclosures-alternatives.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/home-foreclosure-help-home-affordable-foreclosures-alternatives.html#comments</comments>
		<pubDate>Tue, 04 May 2010 01:20:46 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Home Affordable Foreclosures Alternatives]]></category>
		<category><![CDATA[home foreclosures]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=3157</guid>
		<description><![CDATA[Home Affordable Foreclosures Alternatives, or HAFA, went into effect April 5.  HAFA encourages short sales to avoid home foreclosures. Under HAFA, banks must decide within 10 business days whether to approve or deny a requested short sale under the program. Banks already have an inventory of 1.1 million foreclosed houses, recent estimates by LPS Applied [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>New Home Short Sale Rules</title>
		<link>http://www.brokerforyou.com/brokerforyou/new-home-short-sale-rules.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/new-home-short-sale-rules.html#comments</comments>
		<pubDate>Tue, 27 Apr 2010 06:57:26 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Home Short Sales]]></category>
		<category><![CDATA[Home Short Sales Rules]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=2881</guid>
		<description><![CDATA[The new short sale rules from the Treasury Department took effect this month, now troubled homeowners may be able to qualify if they meet the following conditions: The property is their principal residence; They are delinquent on their mortgage or close to it; The loan was made before Jan. 1, 2009, and is less than [...]]]></description>
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		<title>New Treasury Home Short Sales Rules</title>
		<link>http://www.brokerforyou.com/brokerforyou/new-treasury-home-short-sales-rules.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/new-treasury-home-short-sales-rules.html#comments</comments>
		<pubDate>Thu, 08 Apr 2010 16:27:56 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[HAFA]]></category>
		<category><![CDATA[Home Affordable Foreclosure Alternatives Program]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=2890</guid>
		<description><![CDATA[The new rules were issued under the Treasury Department’s Home Affordable Foreclosure Alternatives Program (HAFA). Under the modified HAFA rules, the short sale process is streamlines and standardized at a national level, including uniform documentation and costs Lenders are required to answer a request for a short sale within 10 business days of receiving the [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Short Sales &#8211; A Great Deal For Buyers?</title>
		<link>http://www.brokerforyou.com/brokerforyou/short-sales-a-great-deal-for-buyers.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/short-sales-a-great-deal-for-buyers.html#comments</comments>
		<pubDate>Tue, 09 Dec 2008 20:48:21 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[real estate short sales]]></category>
		<category><![CDATA[short sales]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=543</guid>
		<description><![CDATA[&#160; &#160; When a homeowner owes more than the existing mortgage, a popular alternative to foreclosure is the short sale. Is the real estate short sale a good deal for home buyers? &#160; Usually, a far better buy is not a short sale, but a bank owned foreclosure. Click on the video below for insights [...]]]></description>
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