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	<title>San Diego real estate market blog &#187; homeowners</title>
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	<link>http://www.brokerforyou.com/brokerforyou</link>
	<description>San Diego real estate market blog - San Diego real estate market &#039;Inside&#039; views &#38; opinion</description>
	<lastBuildDate>Fri, 30 Jul 2010 15:33:07 +0000</lastBuildDate>
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		<title>Home Mortgage Reality</title>
		<link>http://www.brokerforyou.com/brokerforyou/home-mortgage-reality.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/home-mortgage-reality.html#comments</comments>
		<pubDate>Mon, 19 Jul 2010 18:57:42 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[home mortgage]]></category>
		<category><![CDATA[home mortgages]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=3679</guid>
		<description><![CDATA[Nearly one-quarter of all homeowners who have mortgages – approximately 27 million people – believe they owe more on their mortgage than the home is worth, according to a recent Harris Poll. Nearly 30 percent of homeowners say they are having either great difficulty (11 percent) or some difficulty (18 percent) paying off their mortgage. [...]]]></description>
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		<title>Home Buying Trends</title>
		<link>http://www.brokerforyou.com/brokerforyou/home-buying-trends.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/home-buying-trends.html#comments</comments>
		<pubDate>Sat, 15 May 2010 05:19:32 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Home Buying]]></category>
		<category><![CDATA[Home Buying Trends]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=2873</guid>
		<description><![CDATA[Home Buying Trends Then and Now Percentage of U.S. homebuyers who: 1999 2009 Bought a single-family home 82% 78% Bought in a suburban neighborhood 46% 54% Began their home search online 37% 90% Were married couples 68% 60% Were single women 15% 21% Were single men 7% 10% Median home values $137,600 $172,600 Median age [...]]]></description>
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		<title>Home Foreclosures Hit A Record</title>
		<link>http://www.brokerforyou.com/brokerforyou/home-foreclosures-hit-a-record.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/home-foreclosures-hit-a-record.html#comments</comments>
		<pubDate>Sun, 18 Apr 2010 15:48:31 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[home foreclosure]]></category>
		<category><![CDATA[home foreclosures]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=3013</guid>
		<description><![CDATA[Foreclosures hit a record in the first quarter. According to RealtyTrac Inc. more than 900,000 households   or one for every 138 homes   received a foreclosure notice in the past three months. Experts say it s a sign that banks are beginning to sort through a backlog of troubled homes at a faster pace. The rate [...]]]></description>
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		<title>Home Affordable Modification Program</title>
		<link>http://www.brokerforyou.com/brokerforyou/home-affordable-modification-program.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/home-affordable-modification-program.html#comments</comments>
		<pubDate>Wed, 07 Apr 2010 14:52:52 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Home Affordable Modification Program]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=2901</guid>
		<description><![CDATA[Obama’s administration’s Home Affordable Modification Program (HAMP). Under the HAMP, borrowers and lenders work out an agreement to reduce the monthly payment on the property for a trial period of three months. But even though more than 728,000 homeowners have qualified for HAMP nationally, just slightly more than 30,000 of these homeowners have successfully adjusted [...]]]></description>
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		<title>Many Homeowners Put Home Remodeling Plans on Hold</title>
		<link>http://www.brokerforyou.com/brokerforyou/many-homeowners-put-home-remodeling-plans-on-hold.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/many-homeowners-put-home-remodeling-plans-on-hold.html#comments</comments>
		<pubDate>Fri, 18 Sep 2009 07:48:58 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[home remodeling]]></category>
		<category><![CDATA[homeowners]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=1573</guid>
		<description><![CDATA[Economic uncertainty is prompting some homeowners to put their home remodeling plans on hold, according to a study by online publisher Remodelormove.com. Homeowners who have declining home equity or who are living in lower-value homes are postponing remodeling projects, while those with more financial resources are moving ahead with them. Although 84 percent of homeowners [...]]]></description>
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		<title>One in Five Homeowners Owe More Than Their Home&#8217;s Value</title>
		<link>http://www.brokerforyou.com/brokerforyou/one-in-five-homeowners-owe-more-than-their-homes-value.html</link>
		<comments>http://www.brokerforyou.com/brokerforyou/one-in-five-homeowners-owe-more-than-their-homes-value.html#comments</comments>
		<pubDate>Fri, 15 May 2009 17:24:25 +0000</pubDate>
		<dc:creator>Bob Schwartz</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[foreclosures]]></category>
		<category><![CDATA[home foreclosures]]></category>
		<category><![CDATA[homeowners]]></category>
		<category><![CDATA[housing market]]></category>

		<guid isPermaLink="false">http://www.brokerforyou.com/brokerforyou/?p=821</guid>
		<description><![CDATA[It&#8217;s estimated 20 percent of single-family homeowners, or 15.4 million, owe more on their mortgage than the current value of their homes. According to Moody’s this number is up from 13.6 million homeowners at the end of last year. Another new Obama administration plan was just announced to try to help the foreclosure hurricane. This [...]]]></description>
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