Housing Market – We’ve Been Down This Road Before
Housing Bust
I’ve said it many times before: My opinion on the root cause of our current housing bust started back with the Clinton administration. The thinking was to make housing more affordable for the masses. A noble idea, but as usual, the government’s implementation was based on easing of the traditional mortgage qualifying rules. Read more
4 Neighbor Factors That Reduce Your Home’s Value
San Diego real estate
My first house in San Diego was within walking distance of San Diego State University. It was on a nice little cul-de-sac street, and for San Diego, on a huge almost 1/3 acre lot.
It was while living at this home that I became keenly aware of the factors in one’s neighborhood that not only can have an effect on your home’s resale value but also on its marketing time.
Yes, every neighborhood has them, homeowners who, for lack of a better phrase, have no pride in ownership. Naturally, this varies widely from neighborhood to neighborhood, and individual homeowners. Read more 
Emergency Homeowners Loan Program
Government home foreclosure help
San Diego homeowners – – well actually this applies to any homeowner in the US. If you’re in danger of a home foreclosure you just have a couple weeks left (set to end on 7-22-11) to take advantage of the federal government’s emergency homeowners loan program.
If you have been a consistent reader of my blog, you know I’m not in favor of all these government real estate bail-out programs. Practically all of them, when audited by the Congressional Budget Office have proved to be dismal failures. But, with that said, if one is in financial trouble, and wants to keep their home, why not take advantage of the generous government bail-outs? Read more